ATLAS AMERICA INSURANCE FOR VISITORS
The Atlas insurance plan is a popular choice for non US residents and corporate travelers who seek medical insurance coverage during their overseas trip for study, business or leisure purposes.
This short term visitor medical insurance plan can be bought for duration of 5 days to a maximum of 1 year. Dependent children who are above 14 days of age are eligible for coverage. Senior citizens are also allowed to purchase this plan but the policy maximum differs according to the age.
The Atlas America insurance plan provides coverage for certain pregnancy complications that may arise during the first 26 weeks duration of gestation. The other beneficial health care coverage include in-patient and out-patient admission, doctor consultation, prescription drugs, surgeries, diagnostic tests and emergency medical evacuation and repatriation until the expenses reach the maximum policy limit.
Trip cancellation, natural disaster benefit, lost baggage, accidental death and dismemberment benefits, terrorism coverage, adventure sports coverage (rider policy) are some of the other benefits offered by the Atlas insurance plan.
The insured becomes eligible for a 15 days optional coverage in the homeland for purchasing three months continuous coverage under this visitor medical insurance plan. Expenses incurred in the case of any sickness or injuries during temporary visits to the homeland would be covered under this benefit.
For instance, on purchasing Atlas insurance plan for 6 month duration, the insured can enjoy an optional coverage benefit for 30 days on returning to the native land.
In addition, the insured would also be covered for expenses incurred due to any injuries or illnesses for a period of 180 days. Coverage period effectively begins on the day the insured is diagnosed of disorder or the day when the treatment starts.
The insured can renew the Atlas insurance plan online by paying a processing fee of $5 in addition to the premium amount. A fresh policy should be purchased if coverage is continued for more than 12 months. Individuals who want to cancel the visitor insurance plan can submit a written request before the effective start date in order to be eligible for full reimbursement.
